Indian weddings are completely drenched with
traditions, customs, and rituals, which attract everyone’s attention.
Especially in Punjabi wedding
ceremonies, all the rituals that are performed in pre-wedding, wedding and
post-wedding will have cultural significance for both brides as well as groom.
Home Archives for May 2018
How to Start Investing while You're Still at Your First Job?
Most youngsters seek an answer for ‘When is the right time to start investing’, especially when they’ve just started investing. The answer to this question, at any stage of your life, is ‘as early as possible’. You should start investing on your own, right from your first job. So there are some of the common options for best investment which is evergreen such as ideal FD schemes, saving account, gold, PPF etc,
The earlier you start, the sooner you can meet your life goals, which can range from planning to buy your own bike, your high-end laptop, or swanky smartphones, and even your own home.
Check your Liabilities
Once you receive your first salary, you should start calculating your liabilities like rent, telephone bills, grocery bills and other necessary monthly expenses. See how much you are left with. Calculate, how much of your annual salary falls under the taxable income. If your net annual salary is below Rs. 2,50,000, you do not have any taxable income and may not need to worry about investments that may go into tax-saving schemes as of now.
However, if you have any taxable income, you can save up to Rs. 1,50,000, by investing in schemes under Section 80C of the Income Tax Act. These could be Provident Fund, ELSS (equity linked saving schemes), tax saving fixed deposits and unit-linked life insurance products. Bear in mind, while some insurance products have return benefits, term insurances should be treated as insurance products and not as investments that fetch you returns.
Set your Financial Goals
Once, you know, how much you spare monthly, for your investments, the next step is to set your financial goal based on your life goals, which could be short-term and long-term.
Tip: Try and save around 10% of your income to start with. Reduce your expenses, if you cannot save even 10% of your income. Slowly, increase it to the maximum you can afford to invest.
Calculate, how long it will take you to achieve your goal. Depending on your risk capacity, which is directly proportional to your financial goal, choose your investment product wisely.
What Options do you Have?
What’s confusing for first-time investors is the number of choices that one has. The choices can be broken down depending on the periodicity of the goals. Tip: Do not put all your eggs in one basket.
1. Short-Term: Recurring deposits, fixed deposits (FD) or short-term debt funds should be on your consideration table. You can start with recurring deposits and once you have saved enough, switch over to fixed deposits, switch over to fixed deposits, as they promise assured and high returns. One best option is NBFCs Fixed Deposit, which offers a high-interest rate of 7.85% on FDs. You can use online FD Calculator to check how much you can gain from the interests.
2. Medium-Term: ELSS, balanced funds, ULIPs are a good option for medium-term goals. ELSS while will help you save taxes, they come with a mandatory three-year lock-in period. You can start with as low as Rs. 500 per month. FDs too can be considered for mid-term investments. They are evergreen and we reiterate they come with assured returns. You can choose from a period of few weeks to 10 years to stay invested in FDs.
3. Long-Term: It’s your first job. But it’s also the right time to plan for your retirement. So long-term saving instruments like National Pension System (NPS), PPF (Public Provident Fund) and EPF (Employee Provident Fund) are safe bets with assured returns. You can consider equity-linked mutual funds too, which could give you higher returns.
However, be warned that mutual funds are linked to the stock market upheavals; and while they are alluring, they guarantee no returns. You must create a diverse portfolio, which enables you to save smartly and make the most of your investment returns.
Bob Simonds- Talented and Creative Executives Of STX Entertainment
Nowadays, announce the promotion
is executive of Röckenwagner to Chief Brand Officer. Bob Simonds STX
Entertainment has created a new role as well as she is overseeing aspects of
communication marketing for the global STX brand strategic positioning. Of
course, the Röckenwagner continue the STX's leadership team with studio film
and digital as well as maximizing the brand equity. however, the state of the
order including and STX's meteoric growth can more critical ever to elevate
your brand globally as well as Patti is one of the best talented and creative
executives in the business strategies. In fact, the skillful with
entrepreneurialism and deep expertise in media, entertainment, technology, and
culture is no limit together. It is collectively brand of accomplished in a
truly remarkable and added with Röckenwagner. Of course, it is creating the company
brand architecture, to crafting our positioning in China and around the world.
If you are looking forward to working with Bob and the smart STX team build
with Media Company of the future.
Recently, Röckenwagner most
served as Chief Communications Officer at best place of STX. It is vital to
play the role of the management team and responsible for using the latest
technology of the company's positioning as a global next-generation
entertainment company and Chinese markets. Röckenwagner joins the Senior Advisor
including the Fixed Partners is giving
the more offers. It is independent investment arm of Advance Publications and
Condé Nast. It places an important role of best guidance of the external
marketing and go-to-market strategies. She is led to corporate branding and
communications for Condé Nast and McGraw Hill Financial for global executive
positions. Moreover, the career of Röckenwagner started with more politics
working for Senators Ted Kennedy in Washington and determination of Art Torres
in Sacramento and Tom Hayden in Los Angeles.
STX
Entertainment:
The STX entertainment is one of
the best Media Companies across the world. This unlocks mission of value
connection have with their fans through the development as well as production,
marketing and distribution of film, television, VR, digital video, music and
much more. This STX Entertainment Bob
Simonds STX Entertainment Chairman and CEO is the leader of
transforming beyond traditional platform-driven content to creating
talent-driven enterprises and management. This company produced the businessman
Robert Simonds is found by the Bill
McGlashan which accepts the partner due to leading global private investment
firm TPG.
They are investors include Hony
Capital, a leading private equity firm in China in Southeast Asia's depended on
largest internet and cable services provider of holding. China is a most
leading provider of online products of the global services. It is the largest
distribution platform which dominates the Liberty Global Chairman of East West
Bank. It is the representation of business interests and also accepting the
Gigi Pritzker and her immediate family with former Chairman and CEO of the Wm.
Moreover, the Wrigley Jr, company among the more strategic relationships, the
company with more uniquely positioned to maximize the content which impacts
worldwide.
HOW TO FOLLOW HIPAA IN KEEPING MEDICAL RECORDS PRIVATE
Health Insurance Portability Accountability Act (HIPAA) become a law and requires assurance of patients rights, privacy and security of information. HIPAA privacy became mandatory and the healthcare businesses need to comply with the rules and assure that the regulations are implied.
HIPAA compliance is from whom?
A covered entity under HIPAA includes any person or company that provides medical, dental or any healthcare services that transmit the protected health information of patients electronically. This includes sending prescriptions to pharmacies, bills to insurance companies, emails to patients. Business associates or vendors that create, transmit, receive or store PHI for a covered entity. All the mentioned above should comply with HIPAA.
Steps to be taken for HIPAA compliance:
If you are entitled to HIPAA compliance either as a covered entity or business associate, you are responsible to keep the public health information in utmost safety and security. Certain steps need to be followed for the compliance of HIPAA that are as follows:
1] Develop written privacy policy: A specifically written strategy should be followed for the compliance of HIPAA and before this, you need to be familiar with the details of the security policies and privacy laws.
2] Designating the privacy and security officer: Irrespective of the size of the organization the office who will be responsible for the HIPAA compliance should be appointed.
3] Annual HIPAA risk assessment: A thorough annual risk assessment should be carried out to identify any areas of threat or vulnerabilities. The assessments should be well documented, accurate and comprehensive to identify the underlying threats.
4] Developing information assurance: Policies regarding the electronic transmission of communication of information should be there. This includes email and uses of mobile devices that have access to public health information.
5] Information regarding privacy policy: If you fall into the category of covered entity you are bound to inform and distribute a notice of privacy practices to all patients new or old.
6] Agreement with a business associate: For HIPAA compliance you need to have an agreement with an outside company that will access the public health information.
7] Steps or course of action in case of breach: However even after strict compliance if there is any breach, there should be a clear course of action or steps should be developed and implemented in this situation. Also, there should be a strategy to be followed to determine the extent and timing of breach.
Demonstration of HIPAA compliance:
If your organization is a covered entity it should be able to provide sufficient proof that the employees and yourself are following the rules set for compliance. If there is a breach of the rules or there is mishandling of PHI or disclosed, the investigation is to carry out to determine the penalty or the need to arrive at a settlement plan that will cover the required corrective action plan. It is required to prove that in writing that the organization has conducted HIPAA risk assessment and also trained the employees about the rules, policies, and procedures for protecting PHI.
Read about the: Mandatory HIPAA Compliance Manual for Medical Billing
Sisal Rug to Add Mesmerizing Elegancy in Your Home
It is always
good to love your home and you may have done a lot to furnish it, but when it
comes to style and strength in flooring there is only option which can beat all
the other floor coverings; and the name is “Sisal Rug”. Yes, this is the aspect
that comes with tight construction, intricate woven designs and natural tonal
hues, which result make it ultimate decorative carpeting solution and also adding
beauty with style to your home.
Rugs and
carpets are basically an option that allows you to pick out a different tone or
color and effectively re-frame the entire room around a single exquisite piece.
Not only this, but there is a range of reasons which attracts you towards such
rug:
It Set a Strong Foundation
This is the approach which has the capability to lay the perfect
foundation for any space; and can be a statement to add comfort underfoot with
added durability in your living place.
It Won’t Clash
These rugs
are great not only because they are neutral but they will compliment most styles
once added to any space. This means such rugs won’t clash with any issue and
are well suited to every home.
Good for High Traffic
When there is
need to add depth and dimension to a room Sisal Rug can definitely be the perfect texture
actually. And one of the best and important, they are low maintenance and
therefore the perfect fit for a high traffic room. As well as good for pets
and young children because such rugs can pretty much withstand anything.
Versatility
They will fit
into almost any design style whether it is traditional, modern or contemporary;
which means no other such synthetic rug simply can’t beat the versatility of a
sisal rug. In short, this is the option that perfectly gives the room setting a
designer-quality with a polished look.
Design Flexibility
Such rug has natural
color variations that allow it to perfectly match well with both warm and cool
color schemes. As well as allows other important design elements such as
furniture or art to take center stage even in a formal living room
Customized Flooring
Sisal rugs
look good with anything whether is used in houses with both modern and
traditional décor; if truth be told, they’re a good staple.
Create Comfort
Once you have
decided to expand your interior design you can add anything you love but when
it comes to comfort rugs woven with sisal fiber they will be the comfortable
and pretty one for your home.
In point of
fact, there are numerous uses of sisal rugs as it gives your living or working
space a modern, natural, eco-friendly and designed look easily. And if you too are
designing your home then it will definitely be the perfect choice; Simply just
come to Floor Space a leading floor covering and carpet
provider and give a luminous and eye catching view to your home!
Incorrect Handling of Medical Supplies Could Lead to Health Risks
Not all people are aware of the fact that
workers who are responsible for providing healthcare services to the
people—doctors, nurses, other medical professionals and staff—face a lot of
hazards in their own workplaces. For the most part, healthcare workers often
struggle to keep up with the demands of their job, which is to make sure that
they tend to their patients in providing them the care and treatment they
direly need, especially in urgent situations. However, they get exposed to a
lot of injuries and illnesses, making the healthcare industry one of the most
vulnerable among private industries in the U.S. because of the inherent dangers
of working in such conditions.
One of the inherent dangers that are
commonly associated with the healthcare industry is the use of equipment and
supplies found in hospitals, clinics, and other facilities. Obviously, they
range from simple scalpels, needles, stethoscopes, thermometers, and other
tools to sophisticated apparatuses such as x-ray machines, magnetic resonance
imaging (MRI) and computed axial tomography (CAT) scanners, and other machines.
With these pieces of equipment, doctors, nurses, and other professionals are
able to diagnose, treat, and care for their patients with great ease and
efficiency.
Unfortunately, handling them has risks
involved. Without any hygienic actions involved after usage of common hospital
equipment and supplies for patient diagnosis or treatment such as sterilization
and hand washing, workers may very well contract bacteria and viruses that
could causes a variety of illnesses. The risk of contracting diseases increases
further when workers are exposed to blood-borne pathogens, which are germs that
live in human blood, found in used scalpels, needles, and other sharps that
were used in highly-invasive procedures, from simple drawing of blood to
complicated surgical procedures.
Given the risk of handling sharps, it is a
requirement among medical facilities in Australia to have protocols in disposing
them. Sharps disposal plays a crucial part in keeping workplaces safe.
Additionally, proper disposal of sharps dramatically reduces chances of people
getting infectious diseases from accidentally handling such objects. This is
why many experts suggest retaining the services of health and safety outsourcing
professionals who know how to properly handle such situation.
Injuries caused by handling and disposing
of needles and other medical sharps, as well as exposure of blood and other
bodily fluids to mucous membranes such as the mouth, eyes, nose, put workers
highly at risk of suffering from diseases brought about by blood-borne
pathogens. These diseases include the following:
·
HIV,
or human immunodeficiency virus, which causes AIDS
·
Hepatitis
B and C viruses, which causes liver damage and other infections
Lack of hygiene may also result in
workers, as well as patients, to contract other illnesses due to the bacteria,
viruses, fungi, and other microorganisms present in other hospital equipment.
These are nosocomial infections or commonly known as hospital-acquired
infections. These are pneumonia, urinary tract infection, gastroenteritis, and
other types of fever and respiratory infections. Sharps disposal is very
important in the hospital and healthcare setting because it prevents spreading
of contagious and infectious diseases caused by improper handling of sharps.
Australian healthcare workers, even though
they are exposed to these risks of infections, are capable of controlling them.
They can prevent themselves from suffering cuts and other injuries, as well as
avoid exposure to sharps and other hospital equipment, by following certain
standard procedures before, during, and after patient care. Hospitals and other
medical facilities must have programs in place for handling sharps and other
equipment, as well as hygienic procedures to ensure that all areas and
equipment are properly cleaned, and of course consultation with health
and safety outsourcing companies.
All in all, proper handling and disposal of used sharps can assure the health
of each and every healthcare worker in the country.
Top 5 follow-ups to land a good project management job
Whether it is a
construction company, marketing, or IT firm, all of them require managing the
projects of company from start to finish. And for this need, they have to hire
a project manager which makes sure to deliver the projects on time and within
budget. They plan and organize resources and people. If you are a fresh graduate and looking
forward to building a meaningful career in this field, then you may begin your
career as a junior or assistant. When it comes to having the progressive
career, you will need the right combination of qualifications, skills, and
experience. To get into this competitive field, you have to work on some
important things such your skills. If you want to get hired quickly, then you
can prepare by relying on the below-written follow-ups.
¯ How to get started
When you want to
get into this career, it is quite obvious that you might have all the necessary
strong organizational skills and natural leadership abilities. But if you lack
some skills, then you should work on them so that you can have the clear way to
reach your destination. To improve your skills, take the help of the internet
and get advice and watch some online tutorials.
¯ Work on some projects to get
the informal experience
A person cannot
become a project manager by just thinking about it. You will require working on
some projects by yourself. If you have a question where you will find the
projects to manage, you can find them all over the place. By doing a project every
day, you will start enjoying the work and become ready to apply for the jobs.
¯ Learn the right use of tools for the project management
For a successful
career in this particular field, it is important to learn the proper use of the
tools. Soft skills can only help you to land the job but can’t take you far
enough in this field. You are going to need the technical skills as well
because you will require budgeting, scheduling, and many others. Here are some
other important skills you are going to need in this job.
- Communication
- Planning
- Scheduling
- Risk
Management
- Contract
management
¯ Earn Certification
If you have a
project management certification, then it will become easy for you to enter
this community. There are many certifications that you can choose to pursue in
this field.
¯ Look out for the better
opportunities
Once you have the
requisite things to become a project manager, it is the time to find all the
available opportunities to grab the best-suited one. For finding the good opportunities, you can
rely on several sources. The leading online job portals such as Monster India,
Shine, and Indeed etc. can be the best source for your needs. To find the
vacancies for Project Manager Jobs
in this online platform, you have to create your profile by providing some
requisite details and upload an updated resume.
All these
above-mentioned tips will make you land a good job as soon as possible and
without any hassle. So, don’t wait for more, begin your search today!
Author Bio:
Kajal Tyagi is a
passionate content marketer who writes on job search strategy, career trends,
interview tips, and helps job seekers find better job opportunities. In her
free time, she loves to read and explore the world.
TOP 10 RULES OF WEBSITE DESIGN
An
excellent website demands a lot of efforts and creativity. For designing a
user-friendly website, one needs to have sound knowledge of its concept. There
are billions of websites on the internet. So, it is important to design a
website which looks different from the others. Here in this article, there are some guidelines which would be
beneficial in designing a great website.
1. Don't
forget the content
Write
the content on your website in a way which a visitors love to read. So, always
try to engage the visitors because it increases the bounce rate of your
website. Make sure that the content on your website is unique and of high
quality that makes the visiting worth.
2. Write
your own code
Whether
it's HTML or PHP, nothing beats writing your code from scratch. If you design a
website by using templates or pre-defined scripts, it will create a problem
when something wrong will happen on your website. Code your own to get the full
control over how they look and act.
3. Check
your website for errors
Check
your website on regular basis for the typos, broken links and images which do
not load correctly.
4. Develop
for multiple browsers
Open
your website in multiple browsers to make sure that everything appears
correctly. The website looks different
in different browsers. So, make it compatible.
5. Make
your website responsive
People
will access your website using a variety of devices such as smartphones,
desktop etc. Therefore, it is important that your website displays correctly in
different screen sizes. Cascading style sheet and bootstrap are the great way
to design a responsive website.
6. Colors
are crucial
Don’t
use too many colors. The “keep it simple”-principle (KIS) should be the primary
goal of site design. A user rarely stays on your site to enjoy the design
rather they look for the information.
7. Consistency
is key
Your
visitors shouldn't feel that they are visiting a new website each time they
open a new page on your site. Consistent design across the pages within your
site makes navigation a much easier task.
8. Navigation
should be intuitive
Organize
your web page in an effective way. Your navigation should be properly
placed. Use drop-down menu for
subcategories.
9. Design
is paramount
Give
priority to your design because “Everything
is designed but few things are designed well.” The overall look and feel of your website is
the first thing that a visitor notices.
When
you meet someone for the first time, you want to make a good first impression.
The same should be true for your website.
10. Simple
is beautiful
Keep
your web pages simple. Don’t add too many things because it frustrates a user.
So,
these are some of the guidelines which one should keep in mind before going to
design any website.
There
are various career opportunities in this field. All you need to do is to find
such openings. There are various job portals from which you can use to take
help to complete your job search. In this regard, Monster
Philippines would be a great option. It is a leading job portal in the
Philippines which connect job seekers with relevant jobs to build a meaningful
career.
Author Bio:
Pragyan Prabha is a professional content writer who loves to pen down her
views on a number of topics that interest a reader. She covers various facets
in her article which include resume writing tips, job search advices, career
advices, current trends in job search etc.
Top 5 Best Home Remedies to Get Rid of Dry Scalp
Are you
annoyed with your itchy and dry scalp? Is organic dandruff shampoo
not helping at all? Then, you can follow certain home remedies that can give
you the effective result. Dry scalp is
too much irritating as it causes itching and finally, dandruff.
Overview and Analysis of Video Conferencing
Modern options offered by technology proves much
important to the users as they can help one save time and cost associated with
the use of other options. There was a time when one had to run to various
cities for different business deals but with the help of video conferencing
making of such deals is made easy than ever before.
Want to Have a Perfect Hair Every Day? Follow Some Basic Rules and Get it Easily
Every people
want a perfect hairstyle and look at every time and every occasion. It is also
very necessary to be perfect at any time whether you are at home, office or at
any party. Many people think that applying a perfect haircut and keep it clean
is enough for maintaining purpose. But the fact is that it is not enough for
getting a perfect look. In this article, you will get some professional tips
for you to make you look best.
Subscribe to:
Posts
(
Atom
)